For a growing number of Canadian seniors, retirement is no longer a sudden, hard stop line. Whether you are working because you enjoy the routine, love the social connection, or simply want a financial buffer against today’s cost of living, staying employed past age 60 or 65 is becoming the new normal. While the extra … Read more
There is a storm brewing in Ottawa, and for the first time in years, it isn’t just politicians talking—it’s the Canadian public. A series of new polls released in the spring of 2026 shows a massive shift in how we view our retirement safety net. Currently, a retired couple can earn up to $185,000 and … Read more
You may have seen headlines this week about the government “synchronizing” your pension payments starting this month. If you’re like us, you’re probably wondering: “Weren’t they always on the same day?” The short answer is: Yes. For as long as most of us can remember, CPP and OAS have arrived in the same deposit during … Read more
Pension Splitting and the Multigenerational Home Credit Hi there, Welcome back to “Your Canadian Senior Moment”! As we continue our series on overlooked benefits, we’re focusing on two important tax benefits that can provide significant savings for Canadian couples and families. We’ll look at how pension income splitting can lower your tax bill and how … Read more
Are You Missing Out on a Pension? Hi there, Welcome back to “Your Canadian Senior Moment”! As we continue our series on overlooked benefits, we’re diving into a surprising but all-too-common issue: unclaimed pensions. It’s a problem that affects thousands of Canadians. You might be entitled to money from a previous employer that you’ve simply … Read more
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